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Managingpersonal budgetand finances are the necessary actions that help you save money.
This article rounds up the bestExceltemplates that are also free to download.
Continue reading to learn how these spreadsheets will help you save more through smart budgeting.
It lets you streamline how to utilize your monthly income throughout the month for maximum savings.
The template is also truly user-friendly since you dont need to make too many edits.
The spreadsheet comes with multiple expense headers that most households need to manage every month.
There are also two separate fields of income like primary and secondary sources.
TheExceltemplate also compares projected and actual expenses with projected and actual incomes.
You also get personalization opportunities since the template offers editable subcategories.
Basic Personal Budget
TheBasic personal budgetspreadsheet helps you analyze complete yearly income and expense data.
This personal budgeting tool is also equally useful if you should probably manage the spending of any small project.
The template is free for anyone to download.
It works well with desktopExcelsoftware orExcelonline.
TheExcelworkbook comes with two dedicatedExcelworksheets like Summary and Expense.
it’s crucial that you enter all expenses in the Expense tab and incomes in the Summary tab.
Monthly expense vs. cash status will automatically show up in the Summary worksheet.
The expenses section has standard categories and subcategories that you might need to budget.
Moreover, the template offers easy sorting and filtering.
It also lets you visualize the nature of spending, like the items on which you spend most.
Its Summary worksheet shows you a comprehensive picture of monthly income, total monthly expenses, and savings.
A vertical and horizontal bar chart gives a sleek dashboard-like view.
you’re free to use the dedicated income and expenses worksheet for transaction data entry.
The expenses tab comes with popular expense heads.
But, you might edit them or add new rows as per your requirements.
You should also check outNotion budget templates.
TheMonthly college budgetis a freeExcelworkbook that you might download for a desktop app.
You may also upload it to your OneDrive account for online access print it out for manual budget tracking.
Parents and children can share the sheet for a better understanding of expenses.
Expense managementis effortless since you only need to enter the transaction amounts in the appropriate fields.
The template has graphs, Sparklines, and slick sliders that turnpersonal budgetinto a fun activity.
The template comes with editable cells to customize the expense and income headers.
The template is suitable for a months budgeting.
For the next month, simply duplicate the worksheets.
The income and expenses transactions data-entry sheet is similar to the manual notepad-based budget tracking.
you’ve got the option to write down cash inflows and outflows in one list.
Simple Personal Budget
Simple personal budgetExcelworksheet lets you discover an in-depth pattern of your personal finances.
It is the perfect tool to track monthly expenses and incomes effortlessly from work or home.
Upload a personalized version in yourOneDriveaccount for easy access via a mobile phone, computer, or tablet.
The template is particularly appropriate if youre looking for a one-page view of all of your expenses and incomes.
There are embedded formulas in the dedicated cells to calculate yearly and monthly totals.
There are Sparklines beside each income or expense header for data visualization and analytics.
Manage My Money
Manage my moneyis another quickpersonal budget-tracking spreadsheet forExcel.
you gotta make copies of it for every new month since it is a monthly tracker.
The template compares income with expenses and generates savings figures.
In the end, you get a one-spot view of income, savings, and expenses.
You also can visualize cash balances from the dashboard.
Household Monthly Budget
Do you want to manage the monthly family budget the right way?
you’ve got the option to download theHousehold monthly budgettemplate for free and get started instantly.
Its overview tab gives a clear view of balance, income, and expenses.
Youll also see a category-wise breakdown of expenses just below the summary dashboard.
TheExceltemplate comes with more than 50 expense headers.
Simply adjust the Projected and Actual Cost headers in the Monthly Expenses worksheet to start tracking expenses.
you might try theWedding budget templateforExcelto visualize all the expenses in real-time.
It is a budgeting tool that shows you all the cost headers in a single window.
Simply scroll down to find out all expenses.
The tables also give you a visual cue whether youre going above or below your wedding budget.
There are two tables in thisExcelworksheet.
The first one visualizes the broad categories like transportation and lodging.
The second table deals with subcategories that come within the main expense headers.
you’re able to also add unique cash outflow headers.
It helps you with a granular view of particular spending that often goes beyond the budget.
UseMonthly food budgetfor worry-free budgeting.
At the beginning of the month, enter a budget.
Then, start entering the food purchases into the expenses tab to track your expenditure on groceries.
You may also rename the text box beneath the image header to change the food budget to something else.
Next, lets learn a little bit basics of managing apersonal budgetin a spreadsheet.
What is Excel Template for Personal Budget?
AnExceltemplate forpersonal budgetis essentially a spreadsheet file.
All you better do is upload the file to your OneDrive and track your personal finances.
You retain your data to yourself, so no worrying about data theft.
Whats next?
Best Online Spreadsheet Tools
Personal Finance Apps
Personal AI Assistants
